FINANCIAL SERVICES
Understand the timing behind your cash position.
Profit and available cash do not move in the same way. A business may be trading actively while receipts, supplier payments and other commitments fall at different times. We help organise a cash-flow view that makes those timing differences clearer and supports a more informed discussion about upcoming obligations.
Map receipts and commitments
We work with the information available about expected customer receipts, supplier payments, payroll commitments and other agreed cash movements. The planning horizon can be short-term or longer-term depending on the purpose. Opening cash, timing assumptions and any excluded accounts are stated clearly so management understands what the model does and does not cover.
Identify pressure points early
The plan can help examine the effect of slower collections, seasonal expenditure or a significant purchase. We distinguish committed payments from estimates and highlight items requiring confirmation. Where a funding gap appears, the model supports a conversation about available choices; it does not arrange finance, promise lender approval or determine that any particular financing product is suitable.
Create a review habit
A practical cash-flow process includes someone responsible for updating expected receipts and payments, reviewing differences and recording changed assumptions. We can provide a working model and an update routine or include review support in a recurring engagement. The usefulness of the forecast depends on current information and management's assessment of the business environment.
Frequently asked questions
Can you use a weekly view?
Yes. The frequency is chosen around the decisions involved and the quality of the available information. More detail is useful only when it can be maintained.
Does this include managing our bank account?
No payment authority is implied. Cash-flow planning is an information and decision-support service unless a separate arrangement is expressly agreed.